How to Get an Bank Job in Telugu 2024: Eligibility, Salary, Allowances, Benefits, Post Names, Duties, and Syllabus

హలో ఫ్రెండ్స్ ఎలా ఉన్నారు,మిలో చాల మందికి బ్యాంకు ఉద్యోగం చేయాలనే ఆశ చాల ఉంటుంది, కొందరికి బయట తిరిగి జాబ్ చేయడం అంటే ఇష్టం ఉండదు, ఏసీ లో కూర్చొని ఉద్యోగం చేయాలి అందులో గవర్నమెంట్ ఉద్యోగం చేయాలి అంటే అది బ్యాంకు ఎక్సమ్ వల్లనే సాధ్యం అవుతుంది,ఈ జాబ్ కొంచెం ఒత్తిడి కూడా ఉంటుంది, అలాగే మంచి లైఫ్ కూడా జీవించవచ్చు, ఇప్పుడు మనం Eligibility, Salary, Allowances, Benefits, Post Names, Duties, and Syllabus వీటన్నిటి గురించి తెలుసుకుందాం.

Eligibility

Clerk and PO (Probationary Officer) Positions: ఈ పోస్ట్ కి బ్యాచిలర్ డిగ్రీ ఉండాలి అలాగే గుర్తింపు పొందిన యూనివర్సిటీ నుండి సర్టిఫికెట్ ఉండాలి.
Specialist Officers (SO): ఈ పోస్ట్ కు IT, Law, Agriculture, HR, etc. ఇలాంటివి మనకు కావాలి.
Rural Regional Banks (RRBs): ఈ పోస్ట్ కి బ్యాచిలర్ డిగ్రీ ఉండాలి అలాగే గుర్తింపు పొందిన యూనివర్సిటీ నుండి సర్టిఫికెట్ ఉండాలి.

Age Limit For Bank

Clerk: 20 to 28 years
PO: 20 to 30 years
SO: 20 to 30 years (varies by position)
RRBs: 18 to 30 years

Age Relaxation For Bank

SC/ST: 5 years
OBC: 3 years
PWD: 10 years
Ex-Servicemen: Varies

Allowances and Benefits

Dearness Allowance (DA): Around 46% of Basic Pay.
House Rent Allowance (HRA): Varies from 7% to 9% of Basic Pay depending on the location.
Travel Allowance (TA): Reimbursement of travel expenses.
Medical Allowance: Fixed annual amount for medical expenses.
Special Allowance: Additional allowance that varies by position and location.
Medical Insurance: Comprehensive health coverage for employees and their families.
Pension: After retirement, employees receive a pension.
Leave Policies: Paid leave, casual leave, and sick leave.
Loan Facilities: Concessional interest rates on loans.

Duties Of Bank Employee

Post Names and Duties

Clerk

Customer Handling: Assisting customers with queries and transactions.
Cash Management: Handling cash deposits and withdrawals.
Record Keeping: Maintaining records and managing data entry tasks.

Probationary Officer (PO)

Customer Service: Managing customer relations and addressing their concerns.
Operational Tasks: Overseeing daily banking operations and transactions.
Loan Processing: Handling loan applications and processing.

Specialist Officer (SO)

IT Officer: Managing IT infrastructure and security.
HR Officer: Handling recruitment, training, and employee relations.
Agriculture Officer: Assisting with agricultural loans and schemes.

Regional Rural Banks (RRBs)

Officer Scale-I (Assistant Manager): Managing branch operations and customer service.
Officer Scale-II (Manager): Overseeing branch operations, managing teams, and ensuring compliance.

Examination Pattern For Bank Exam

Preliminary Examination
English Language: Reading comprehension, grammar, vocabulary.
Quantitative Aptitude: Arithmetic, data interpretation, simplifications.
Reasoning Ability: Logical reasoning, puzzles, coding-decoding. ప్రిలిమినరీ తరువాత మనకు మైన్స్ ఎక్సమ్ ఉంటుంది.

Main Examination
General/Financial Awareness: Current affairs, banking awareness, economic news.
General English: Advanced comprehension, essay writing, précis.
Quantitative Aptitude: Data analysis, interpretation, higher arithmetic.
Reasoning and Computer Aptitude: Advanced reasoning, computer basics and applications.మైన్స్ ఎక్సమ్ లో క్వాలిఫై అయినాక మల్లి మనకు ఇంటర్వ్యూ అనేది ఉండటం జరుగుతుంది.

Interview
Personality Test: Assessment of communication skills, leadership qualities, and problem-solving abilities.
Document Verification: Verification of educational and identity documents.

Steps to Apply For Bank

Notification: Keep an eye on notifications released by IBPS, SBI, and other banks.
Registration: Register online through the official websites.
Application Form: Fill out the application form with the required details.
Fee Payment: Pay the application fee online.
Admit Card: Download the admit card for the examination.
Examination: Appear for the preliminary and main examinations.
Interview: Attend the interview if shortlisted.
Final Selection: Based on the combined score of the main exam and interview.

Preliminary Examination

English Language:
- Reading Comprehension: Passages with questions to assess understanding and interpretation.
- Grammar: Spotting errors, correcting sentences, and replacing phrases.
- Vocabulary: Synonyms, antonyms, word meanings, and cloze tests.
- Verbal Ability: Rearranging sentences, completing sentences, and fill in the blanks.
Quantitative Aptitude:
- Arithmetic: Simplification, ratios, percentages, profit and loss, simple and compound interest, time and work, time and distance.
- Data Interpretation: Interpreting pie charts, bar graphs, line graphs, and tables.
- Number Series: Finding the missing or incorrect number in a sequence.
- Miscellaneous: Age problems, partnership, mixture and alligation.
Reasoning Ability:
- Logical Reasoning: Statements and assumptions, conclusions, cause and effect.
- Puzzles and Seating Arrangement: Linear and circular seating, blood relations, directions, and sequences.
- Syllogism: Analyzing statements to draw logical conclusions.
- Coding-Decoding: Number and alphabet coding.

Main Examination

General/Financial Awareness:
- Current Affairs: National and international events, sports, awards, books, and authors.
- Banking Awareness: History of banking, types of banks, banking terms, functions of RBI, monetary policies.
- Economic Awareness: Budget, economic survey, inflation, economic growth, fiscal policies.
General English:
- Reading Comprehension: Questions based on passages.
- Grammar: Sentence improvement, error detection.
- Vocabulary: Antonyms, synonyms, idioms, and phrases.
- Essay and Letter Writing: Essay topics on current issues, formal and informal letters.
Quantitative Aptitude:
- Data Analysis and Interpretation: Advanced interpretation of graphs, charts, and tables.
- Arithmetic Problems: Higher-level questions on profit and loss, time and work, time and distance, simple and compound interest.
- Mensuration: Geometry, area, and volume calculations.
- Permutation and Combination: Basics and applications.
Reasoning and Computer Aptitude:
- Logical Reasoning: High-level puzzles, seating arrangements, coding-decoding.
- Data Sufficiency: Questions based on the sufficiency of data to solve problems.
- Computer Aptitude: Basics of computers, MS Office, internet, keyboard shortcuts, computer networks, and security.

Interview

Personality Test:
- Communication Skills: Clarity in expression, fluency in language.
- Leadership Qualities: Ability to lead and manage teams.
- Problem-Solving Skills: Analytical thinking and decision-making abilities.
Document Verification:
- Educational Documents: Verification of degree certificates and mark sheets.
- Identity Proof: Aadhaar card, PAN card, voter ID, etc.
- Category Certificate: SC/ST/OBC/EWS certificates, if applicable.